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State and federal laws protect both consumers and borrowers of consumer credit from unfair and illegal practices. If you feel you may have been unfairly treated by creditors our law offices may be to help you.
The Fair Debt Collection Practice Act (FDCPA) provides consumers with protection and relief from harassing, deceptive and abusive debt collection practices in person, over the phone or in writing. Debtors who violate the FDCPA can be sued for damages and fees accordingly. These basic collection actions are illegal:
There are three major credit-reporting companies: Experian, Equifax and TransUnion. They are all required to provide accurate information to their users. Oftentimes, errors can occur that negatively affect your credit score — errors that can easily be corrected. The following are common credit-reporting errors:
This information affects more than your loan and interest rate eligibility; your credit report can damage current or potential employment opportunities. Because of this, under the Fair Credit Reporting Act (FCRA) an attorney can have this misinformation promptly corrected. In some cases, monetary compensation can be obtained for financial harm suffered due to these errors.
Fill out the contact form or call us at (877) 332-8009 to schedule your free consultation.